There are benefits to both approaches, and there’s no law against contacting multiple insurance agents. An “independent” insurance agent can sell policies from multiple insurance companies and can get you quotes from different insurers.A “captive” agent works for one insurance company and can give you a quote only from that insurer.

There are generally two types of insurance agents: Speak with or visit a local insurance agent who can help you find affordable car insurance options and get you a car insurance quote. To save time, use a website that provides quotes from multiple companies.

You can visit several insurance company websites and compare quotes. Many auto insurance companies offer free car insurance quotes online.

Driver types included those with clean driving records, records with one accident, records with one speeding violation, and records with one Driving Under the Influence (DUI) conviction.Here are two ways to get car insurance quotes, which are always free: Three car insurance levels were used, as were credit tiers of good, fair, and poor. Vehicles used include the 2015 Honda Civic, 2015 Toyota RAV4, and 2015 Ford F-150. Analysis included profiles for both male and female drivers aged 25, 35, and 60 who drive an average of 6,000 or 12,000 miles per year. Publicly available rate data that car insurers file with state regulators was used in the analysis. The report is based on comparative analysis of insurance rates in all 50 states from nine of the largest national insurance companies, although not every company operates in every state. Note 2 United States News and World Report's Cheapest Car Insurance Companies in 2021 report named United Services Automobile Association(USAA) as the cheapest car insurance company for nearly every driver demographic in the United Services.

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